Major October Update

Major October Update

More Autonomy, Less Routine: What's New in Garna?

More Autonomy, Less Routine: What's New in Garna?

More Autonomy, Less Routine: What's New in Garna?

Garna introduces new tools for faster & smarter financial management

Garna introduces new tools for faster & smarter financial management

Garna introduces new tools for faster & smarter financial management

Ecosystem → Evolution

The story that started with creators — and unlocked a new way for companies

The story that started with creators — and unlocked a new way for companies

The story that started with creators — and unlocked a new way for companies

The story that started with creators — and unlocked a new way for companies

The story that started with creators — and unlocked a new way for companies

CEO Garna, Vlad Kolomensky

When we built Mediacube, our goal was simple: to give creators financial clarity and speed solutions. And it worked. We helped thousands of people get payments faster, track their earnings transparently, and focus on what they do best.


As our ecosystem grew, I’ve noticed a pattern: companies face the same problems as creators. Endless spreadsheets and approval chains, constant delays and manual processes everywhere.


That was the point when we decided to take our experience and quietly test it in a new environment. We launched Garna on the same robust MC Pay infrastructure, without any marketing announcement, just to see what would happen. The result was extraordinary: dozens of companies onboarded themselves without our warm-up. Retention spoke louder than any press releases.


Six months later, Garna had become much more than an experiment — it became a movement toward autonomy.


Today, companies using Garna no longer depend on human coordination or manual work.

They have full control inside the app — and everything runs on autopilot.

Here’s how Garna autonomy looks like:

Here’s how Garna autonomy looks like:

Here’s how Garna autonomy looks like:

Full company management inside Garna — from setup to daily operations

Self-funding — replenish company balance independently

Self-invoicing — invoices are generated automatically, without support

Contractor management — quickly add, assign, and organize your employees

Role-based control — define who can manage payouts, approvals, and accounts

All of it works automatically, without intermediaries — only companies in charge

The Revolution of Payouts

From handcrafted workflows to full automation

From handcrafted workflows to full automation

From handcrafted workflows to full automation

From handcrafted workflows to full automation

From handcrafted workflows to full automation

The key of successful business is speed and efficiency. Waiting for a manager’s response, manually filling out forms,endless approvals — all of this wastes valuable time that could be spent growing your business

Garna understands it. That’s why our system operates independently, freeing up your time for what truly matters

Safer

20%

20%

20%

20%

20%

20%

More Efficient

2x

2x

2x

2x

2x

2x

Time Efficiency

30%

30%

30%

30%

30%

30%

Faster

1x

1x

1x

1x

1x

1x

Key Updates

Company Registration

Company Registration

Company Registration

Company Registration

Company Registration

You can now connect your company to Garna completely independently. No manager is required anymore

You can now connect your company to Garna completely independently. No manager is required anymore

How it works:

Open the app and register or log out to start a new registration

Open the app and register or log out to start a new registration

Select the account type — Individual or Company

Select the account type — Individual or Company

Enter the basic details: name, registration number, country and date of registration, phone number

Enter the basic details: name, registration number, country and date of registration, phone number

The system instantly creates a CSP company and notifies you via Slack

The system instantly creates a CSP company and notifies you via Slack

Employees Management

Employees Management

Employees Management

Employees Management

Employees Management

In the new “Company” section, you can create positions, add employees, and assign roles directly in their Garna account

In the new “Company” section, you can create positions, add employees, and assign roles directly in their Garna account

In the new “Company” section, you can create positions, add employees, and assign roles directly in their Garna account

Positions

Positions

Use ready-made templates or create your own — from Designer to QA Specialist. Each position is automatically included in the agency agreement for full legal transparency

Invitations

Invitations

Add employees by email with a selected position or in bulk via a CSV file. The invited user will receive an email and automatically join the company upon registration

Roles and Access

Roles and Access

The first available role is Accountant, which grants access to the company’s payment accounts.

When any role is assigned, Garna automatically sends a Slack notification and a push notification to the employee

Company Account Transfers

Company Account Transfers

Company Account Transfers

Company Account Transfers

Company Account Transfers

Companies now have full control over payments to their employees. B2P transfers have been moved to the client dashboard, allowing you to handle everything independently

Companies now have full control over payments to their employees. B2P transfers have been moved to the client dashboard, allowing you to handle everything independently

Companies now have full control over payments to their employees. B2P transfers have been moved to the client dashboard, allowing you to handle everything independently

Individual Transfers

Individual Transfers

Individual Transfers

Send payments to specific employees

Send payments to specific
employees

Send payments to specific employees

Mass Payments

Mass Payments

Mass Payments

Upload a CSV file for multiple transactions

Upload a CSV file for multiple
transactions

Upload a CSV file for multiple transactions

Each transaction is secured with 2FA authorization. This feature is available only after profile verification and for the main CSP partner

Each transaction is secured with 2FA authorization. This feature is available only after profile verification and for the main CSP partner

Each transaction is secured with 2FA authorization. This feature is available only after profile verification and for the main CSP partner

Payment Details and Invoice Generation

Payment Details and Invoice Generation

Payment Details and Invoice Generation

Payment Details and Invoice Generation

Payment Details and Invoice Generation

We’ve upgraded the account top-up system by adding more options and simplifying the process of creating invoices for your company

We’ve upgraded the account top-up system by adding more options and simplifying the process of creating invoices for your company

We’ve upgraded the account top-up system by adding more options and simplifying the process of creating invoices for your company

Available Methods:

Available Methods:

Revolut

VIBAN

USDT (TRC20)

Bank Transfer

Instant Invoice Generation

Instant Invoice Generation

Instant Invoice Generation

After selecting the payment method, Garna automatically generates an invoice with the amount, period, and all payment details. The ready document is instantly sent to your email and linked to your internal account

After selecting the payment method, Garna automatically generates an invoice with the amount, period, and all payment details. The ready document is instantly sent to your email and linked to your internal account

After selecting the payment method, Garna automatically generates an invoice with the amount, period, and all payment details. The ready document is instantly sent to your email and linked to your internal account

Invoices are available for companies only. Funds transferred via invoice are credited instantly, allowing immediate use

Invoices are available for companies only. Funds transferred via invoice are credited instantly, allowing immediate use

Invoices are available for companies only. Funds transferred via invoice are credited instantly, allowing immediate use

What’s Next

The roadmap ahead

The roadmap ahead

The roadmap ahead

The roadmap ahead

The roadmap ahead

More currencies, deeper bank & wallet integrations, and an ever more autonomous dashboard experience

More currencies, deeper bank & wallet integrations, and an ever more autonomous dashboard experience

More currencies, deeper bank & wallet integrations, and an ever more autonomous dashboard experience

November 2025

Simplified Company Verification

Now: document upload required 

Soon: no need to upload company documents — just fill in the details

API Upgrade

Businesses can now automate payouts directly from their payment dashboard

Businesses can now automate payouts directly from their payment dashboard

Businesses can now automate payouts directly from their payment dashboard

Expanded Payout Geography

New regions for card payouts to give contractors more flexibility to receive funds

New regions for card payouts to give contractors more flexibility to receive funds

New regions for card payouts to give contractors more flexibility to receive funds

Q1 2026

Launch of Employment of Record Service

Confirmed: Portugal, USA, UK, Poland, Cyprus

Possible: Spain, Serbia, Georgia

Confirmed: Portugal, USA, UK, Poland, Cyprus

Possible: Spain, Serbia, Georgia

Confirmed: Portugal, USA, UK, Poland, Cyprus

Possible: Spain, Serbia, Georgia

Q3 2026

Crypto Card Integration

Confirmed: Portugal, USA, UK, Poland, Cyprus

Possible: Spain, Serbia, Georgia

Confirmed: Portugal, USA, UK, Poland, Cyprus

Possible: Spain, Serbia, Georgia

Confirmed: Portugal, USA, UK, Poland, Cyprus

Possible: Spain, Serbia, Georgia

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134 Makariou III, Ground Floor, 3021 Limassol, Cyprus

© 2025 GARNA LTD. Stasikratous, 20, 1st floor, Flat/Office 105, 1065, Nicosia, Cyprus. HE 478114. Garna is not a financial institution. All fintech services within the Garna app are provided by certified partners, including CoinsPaid, Payoneer, and others.

Payment services may be provided by affiliates MEDIACUBE PAY INC. (80 Birmingham St, C6, Toronto, Ontario, M8V 3W6, Canada8 FINTRAC Registration Number: M24438190) or MC Pay KZ Ltd. (149, 55/22 pr. Mangilik El, Esil, Astana, Kazakhstan, AIFC Identification No. 241040900137) as well as other non-affiliated companies.