Global Payroll Solution for International Businesses

Save time and money while working with contractors and hiring employees in 150+ country. Full legal compliance without the extra costs — this and more, with Garna

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businesses using Garna
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global payroll service availability
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countries covered

Manage Global Payroll Effortlessly

We streamline payroll processing, offering flexible, reliable solutions for businesses of all sizes and industries

Automated Payroll Platform

Automate global payout processes with a flexible, user-friendly platform

Business
garna
g
Garna
Elena
Elena
Web Designer
David
David
Developer
Maria
Maria
Ops Manager

Global Reach

Pay in 150+ countries with local currencies and crypto

World Map
£
GBP USD
EUR CHF
¥
JPY CAD

No hidden Fees

Transparent pricing, zero setup cost

Payment Information
Recipient receives 100 $
Exchange rate 1 € = 1.0591 $
Fees 0.00 €

Hire Employees Worldwide

Simplify the hiring process for employees and freelancers with Garna. Unlike other companies, we will resolve not only the financial, but also legal side while you are looking for the right specialists

Quick Global Employment

Hire employees anywhere in the world without setting up local legal entities

Immigration Assistance

We help you not only find talent, but also apply for a visa and permanent residence support

Flexible Worksite Coverage

Hire for offices, retail, factories, or remote teams: wherever your business operates

24/7 Support

Our support team is available 24/7 to resolve any issue in just a few minutes

Seamless Integration

Garna integrates seamlessly with your existing HR processes and accounting payroll software

Employee Benefits

A user-friendly personal dashboard for every team member: access to payslips, vacation management, and expense tracking in real time

Simplify Global Contractor Payments

Centralize invoices, approvals, and payments in one place. Manage and pay freelancers worldwide in their preferred method and currency without unnecessary fees

Multiple payout methods

Contractors receive payouts via bank transfers in 80+ currencies, cards, wallets, or cryptocurrencies

Bank transfer
Transfer to a card New
Electronic wallets
Cryptocurrencies

Mobile first experience

Get notified when your payout is credited and manage balances and payouts in one app

LTE

9:41

Tuesday, January 10

g
Garna
just now

Payout credited

Your January payout has been credited to your balance

Early payout access

Request early access to earned payouts through a simple and transparent approval flow

avatar
Employee
Sarah Lewis
New
Amount requested 1 200 $
Reason Personal expenses
Status Pending

Effective Payroll For Your Team Starts Here

Make payments to the contractor when you need to (without any hassle, delays, or additional fees) using CSV mass payments or stand alone transfers. Pay international contractors in just a few clicks or set up full automation

garna.io/dashboard
garna

Balance

Internal account USD
$112,272.31
Account number
4461 9571 3840 9821

Templates

All
Transaction by email
CSV payment
Top up with USDT
Top up with Bank transfer

Transactions

Transfer to Maria Rei
Confirmed
-$480.00
10.01.2026, 18:58
Transfer to Vlad Kolomensky
Confirmed
-$160.00
10.01.2026, 18:54
$ 1,000,000.00 available for team payouts
Pay your contractors now — repay later with flexible terms

Pay contractors now, settle later

Execute global payouts immediately and repay Garna on a schedule that suits your business cash flow

  • 1
    Immediate payouts, deferred settlement
  • 2
    Flexible terms: 30, 60, or 90 days
  • 3
    Facility limits from $50K to one million
  • 4
    Instant allocation & processing
Post-Payment Balance
Revolving Facility
Active
Outstanding
$4,098 .00
Available Limit
$28,821.00
Utilization 12.4%
Payout Volume
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Payout Processed
Just now
Engineering Team
Vendor payout
Paid $15,420.00

Embedded Payroll Infrastructure

Use Garna as your backend provider: integrate contractor management and payments into your product or launch full-fledged payroll services under your own brand

API contractor management and payments

Integrate global contractor payments directly into your platform

White-label contractor dashboard and payments

Launch professional payment software under your own brand

api.garna.com/v1
1
import { Garna } from '@garna/node';
2
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const garna = new Garna('sk_live_...');
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5
// 1. Verify compliance
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const status = await garna.contractors.verify('c_892');
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if (!status.ready) throw new Error('Not compliant');
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9
// 2. Process automated payout
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const payout = await garna.payouts.create({
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contractorId: 'c_892',
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amount: 4500.00,
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currency: 'USD',
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routing: 'local_rail'
15
});
16
200 OK - Payout Created
24ms
YB
YourBrand
Powered by Garna
Pending Payouts
$45,000.00
Contractor Batch
18 records

Start Paying Globally

From quick registration and talent’s search to your first payout. Everything is clear and completely under your control in a few simple steps

Set up your company profile

1

Complete a quick verification process and gain access to a full-featured payroll software solution

2

Add your team

Import data for employees and international contractors

3

Fund your account

Fund your account at Garna via SWIFT, SEPA, bank transfer in local currencies, PayPal, or use crypto assets for instant deposits

4

Send payout

Pay recipients in 150+ countries with full compliance

Sign up in Garna

Cyprus

Why Companies Choose Garna

Why Garna? There are plenty of benefits we offer while handling every payment process on time and accurately

Cut Admin Work by 70%

Our contract and payment automation frees your HR and finance department from routine tasks

Flexible Funding: From Bank transfers to Crypto

You can make payments via traditional banking or digital assets for maximum speed

Flawless Reporting and Analytics

All invoices, transactions, and tax reports are gathered in one place

100% Intellectual Property Protection

We legally guarantee that all work produced by your contractors belongs exclusively to you

Scale with the API

Integrate bulk payments directly into your internal systems and automate workflows programmatically

Garna Payroll vs Other Payroll

Everything is relative, right? Take a look at the comparison table, we believe our transparency speaks louder than words. We offer, and we offer a lot, because we want to be the best

Other Payroll

Geography Limited to few countries
Tax compliance Manual / regional expertise needed
Payout speed Up to a Few Days
Integration Hard or custom-built
Dashboard Fragmented tools
Support Standard business hours
Funding options Bank and SWIFT only
Contractor management Limited
Reporting Manual & slow

Garna Payroll

Geography 150+ countries
Tax compliance Automated & compliant
Payout speed Few Minutes
Integration API ready / White label
Dashboard Unified dashboard for contractors and employees management
Support 24/7 global support
Funding options Bank transfers in USD and local currencies, SWIFT, SEPA, Crypto, PayPal, Payoneer
Contractor management Integrated
Reporting Real-time, exportable

Trusted by Those Who Build the Future

Find out why large companies and middle-sized businesses are switching to Garna. We set the standard for international payroll, trusted by professionals in over 150 countries

"Finally, a platform that doesn't make me feel like a second-class citizen. Getting paid is instant, and I can withdraw to my local bank without the usual headache."

Avatar
Sarah J.
Senior UX Designer

"Garna opened the US market for me. I can now accept payments from clients who only work with US entities and withdraw straight to my bank. Absolute game changer."

Avatar
Marcus C.
Full Stack Developer

"Had an issue with my local tax authorities before started using Garna. Now I have all the tax documents in place."

Avatar
Elena V.
Marketing Consultant

FAQ on Payroll Solutions

How quickly can I start using Garna Payroll?

Average time from sign up to the first hire or contractor payment is less than 10 minutes. You can create an account, verify it, and start using it immediately after. Our team processes applications quickly and grants access to one of the best online payroll services and contractor management solutions. At this point we work as a payroll provider enabling you with the possibility to work with employees and contractors.

Can I brand the contractor dashboard under my company?

Of course! Our White Label solution allows you to fully customize the interface not only for your in-house contractors but also for your customers.

What payment methods does Garna support?

We support bank transfers (SWIFT, SEPA, bank transfers in local currencies), payments to cards in local currency, PayPal, Payoneer, and payments in cryptocurrency (USDT/USDC).

How does Garna handle taxes and compliance globally?

You won't have to worry about red tape. When working with our Employment of Record solution, we handle all local taxes, social contributions, insurance, and compliance. When working with our Contractor of Record solution, Garna ensures to avoid risk of worker misclassification. As your contractor of record agent, we take full responsibility for hiring so that you can focus on the growth of your company.

Can I integrate the Garna API into my platform?

Yes. With our API, you can automate payments to contractors within your product.

What currencies are supported for payouts?

We support 80+ local currencies, including USD, EUR, and GBP. At Garna, we believe that businesses should have best exchange rates without markups.

How does Garna handle contractor management?

Garna automates the entire process, from onboarding and compliance checks to instant invoice generation. You pay a single consolidated invoice, and we distribute the funds to contractors in their preferred payment method and currency. Garna takes the risk of misclassification and handles local compliance.

Is my data secure with Garna?

Of course. As top global payroll providers, Garna uses bank-level encryption and strictly adheres to GDPR protocols and financial data security standards. Plus, only you have access to your personal account. You can delete your personal account at any time.

Can I use Garna Payroll if my business already has its own dashboard?

Yes, we can integrate any of our tools into your workflows.

Do you offer support for global payroll issues?

Yes, of course. Our support team is always on call 24/7 to answer any questions you may have about the service, payments, etc.

Launch Global Payroll Software on Autopilot Today

Pay your team in 150+ countries with just a few clicks. No red tape, just fast payments

Book a demo