Build to Simplify Contractors' Operations
Discover the key benefits that make payroll simple, secure, and global
Simplify Contractor Management
Handle contracts, onboarding, invoices, approvals, and documentation from one platform
Pay Globally, Your Way
Pay contractors in USD and 80+ local currencies through bank transfers, cards, e-wallets, or crypto
Avoid misclassification
With us as your Contractor and Agent of Record, legal liability and talent-related risks stay on our side, protecting your business from legal complications
Everything You Need to Manage Contractors
With Garna, you can manage contractor engagement and global payments from one platform
One Contract Instead of Dozens
Manage everything through one contract and a single consolidated invoice
All in one Contracts Northstar Labs / Garna
Reduced Administrative Costs
Garna handles all paperwork for you: from agreements execution to invoices and custom documents
Time saved 8.5h on admin tasks
Invoices Docs
Agreements Direct Intellectual Property transition
We make sure that all IPs created by contractors are transferred directly and carefully to you
IP assignment Rights transfer
S. Lewis Contractor
N. Labs Client
Pay contractors now, settle later
Execute global payouts immediately and repay Garna on a schedule that suits your business cash flow
Immediate payouts, deferred settlement
Pay your global team today while preserving working capital.
Flexible terms: 30, 60, or 90 days
Choose a repayment schedule that follows your incoming cash flow.
Facility limits from $50K to one million
Scale available funding as your contractor network grows.
Instant allocation & processing
Move from approved allocation to processed payouts in one flow.
How Garna Contractor of Record Works
From invoice approval to the final payout, manage the entire contractor payment workflow in one place
Sign up in Garna
Invite contractors
Balance
Payment account USD
10 000.00 $ Account number PT52 7869 1200 9000 2124
Mass transfer
Upload CSV and send payouts
Uploaded file Salary_to_all_contractors.csv
CSV Transactions 100
Total amount $3,882,884
Send transfers
Setup your account
Create your company profile and verify your business details to get access to the platform
Invite your team
Add contractors to the dashboard and assign roles, access, and agreement terms
Fund your balance
Top up your corporate wallet using bank transfer, SWIFT, SEPA, or crypto assets
Send payouts
Execute global payrolls in one click with automated tax handling and compliance
Trusted by 400+ Businesses Worldwide
Find out why large companies and middle-sized businesses are switching to Garna. We set the standard for international payroll, trusted by professionals in over 150 countries
"Garna combines flexible global payroll, reliable payment schedules, responsive support, and effortless withdrawals for contractors worldwide."
Anna Matafonova
COO, Amma
"We’ve worked with Garna for over a year. Onboarding and paperwork are fast, payments are reliable across regions, and the team resolves issues proactively."
Aleksandra Sulimko
COO, TheSoul Group
"Garna makes worldwide payouts efficient and seamless. The team communicates quickly, solves issues proactively, and has been a consistently reliable partner."
Serge L.
CFO, Spendbase
FAQ on Contractor of Record
What is a Contractor of Record (COR)?
A Contractor of Record helps businesses work with independent contractors without setting up a local entity. It supports contracts, onboarding, invoicing, payments, and documentation while the contractor remains self-employed.
Who is COR a good fit for?
COR is ideal for companies working with independent contractors across multiple countries, including startups, SaaS companies, digital marketing and creative agencies, and marketplaces. International contractor management gets easier without requiring a local entity in every market.
Which countries, currencies, and payout methods are supported?
Garna supports contractor payments in 150+ countries and 80+ currencies. Payout options include SWIFT, SEPA, local bank transfers, PayPal, Payoneer, USDT, and USDC, depending on the country and payment method.
How do I fund my balance?
You can fund your Garna balance via the available payment options in your account and use it to pay contractors. Funding options vary depending on your account and payment method.
Can I pay many contractors at once?
Yes, Garna supports bulk payments, so you can pay multiple contractors through a single workflow instead of processing each international transfer separately.
Why should I choose Garna over other COR providers?
Choose Garna because it combines contractor management and global payments in one platform. You can manage contracts, invoices, and payouts across 150+ countries and 80+ currencies, with multiple payment methods and 24/7 support.