Send Your Money Worldwide
Make international payments in 60+ local currencies, including USD, EUR, and more
Calculate your payout
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Estimated delivery1–2 business days
This is an indicative estimate, not a final quote or guarantee. Pricing and route availability depend on the currency pair, destination, payment volume, account profile, compliance review and provider availability.
The estimated exchange rate may include a currency conversion margin. Rates are not locked and delivery times are estimates. Contact our sales team to confirm availability and receive your exact individual offer before making a payment.
Pay in currencies and methods you need
Send money the way your business and recipients prefer, not just by bank transfer
Bank transfers
Send local and international bank transfers in supported currencies
Bank cards
Pay directly to supported bank cards for fast, convenient payouts
PayPal
Send funds to PayPal accounts wherever this payment method is available
Crypto
Make fast, flexible cross-border payments in supported cryptocurrencies
Built to Keep Your Funds Safe
Garna is designed to keep your business funds and payments protected with security controls built into every part of the platform
Safeguarded funds
All funds are deposited with reputable banking institutions.
AML screening
We check recipients and transactions as part of our ongoing AML compliance program.
Dedicated account manager
Get hands-on support from your specialized account manager.
Connect Global Payments to Your Platform
Integrate Garna Business Account into your own platform and manage payments seamlessly under the hood
API payment Processed
$12,680 Created via API and confirmed automatically
More than a Business Account
One platform to run payroll for freelancers, remote employees, and full-time teams
Employer of Record
Scale your team faster with EOR solution
Personnel file ✓Hired
Maya Chen Product Designer Germany Business Perks & Discounts
Get discounts for 100+ services that eat your budget
Discount 20%
Partner service Avento Workspace Annual team plan
Contractor of Record
Onboard, contract and pay your contractors globally
Contractor file Alex Morgan Contractor Payables · Agreements · Invoices
Managed by Garna
Tell us about your company
Complete the preliminary company questionnaire one clear question at a time. This page collects information but does not perform KYB verification
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FAQ on Business Account
Who can open a Garna business account?
Garna works with businesses across a wide range of industries and jurisdictions. Every applicant goes through our onboarding and compliance review.
What documents do I need to open a Garna business account?
To open a business account with Garna, you'll need to complete a short KYB (Know Your Business) application and submit a set of supporting documents. The exact requirements depend on your company's structure and jurisdiction, and our team reviews each application individually — we'll let you know exactly what's needed to get you fully verified and ready to go.
How do you keep funds secure?
Garna uses bank-level encryption and follows GDPR requirements and industry-standard data security practices to help protect your funds and data.
Can I receive payments in multiple currencies?
We support more than 80 national currencies, including USD, EUR, and a wide range of local options.
Can I send international payments from my Garna account?
We support bank transfers (SWIFT, SEPA, and local-currency bank transfers), card payments in local currency, PayPal, and crypto payments (USDT/USDC).
Can I pay employees and contractors through Garna?
Yes. Through Garna, you can pay employees, contractors, and freelancers using the payment method that works best for them.
What is the average payment processing time?
Processing typically ranges from instant to three business days, depending on the payment method. Most crypto payments are instant, e-wallet payments take up to one day, and bank transfers take up to three business days.
Can I access my money at any time?
Yes. Your balance is available whenever you need it for payroll, payments, or transfers.