Get paid globally,
hassle-free
Receive payments from clients in the US, Europe, and worldwide – with full transparency and built-in compliance support
Your finances, right in your pocket
The Garna app is your all-in-one freelance hub. Create offers, automate compliance, and withdraw earnings globally in a few taps
Send an offer
Create a professional service offer in seconds. Your client pays instantly via their preferred corporate method
Automated processing
We handle the compliance and currency exchange in the background while you track the status in real-time
Instant withdrawal
Move your funds anywhere — to your bank, card, or crypto wallet with a single swipe in the app
Built for your freedom
We designed Garna to give independent workers the stability and flexibility of a payroll, no strings attached
Payments from clients worldwide
Accept transfers from international clients in their preferred currency without worrying about borders or complex banking rules
Work from anywhere
Designed for the global economy. Whether you're in Berlin, Bali, or Boston, Garna ensures your money reaches you without currency headaches
Full transparency
Track every cent. View pending payments, transaction history, and download statements in one dashboard
Withdraw to 10+ payment options
Flexibility is key. Move funds to your bank in USD, local currencies, debit cards, PayPal, Payoneer, or crypto wallets
Tax and reporting documents
We automate the boring stuff. Properly formatted tax forms and invoices are generated and stored for you automatically
Zero tolerance to hidden fees. Ever.
We believe you should keep what you earn. Our fee structure is simple, transparent, and displayed upfront before you withdraw
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Real-time market exchange rates -
No hidden markups or spreads on currency conversion -
Zero monthly maintenance fees for contractors
JOIN 0 + FREELANCERS
Trusted by talent worldwide
See why independent professionals are switching to Garna
"Finally, a platform that doesn't make me feel like a second-class citizen. Getting paid is instant, and I can withdraw to my local bank without the usual headache."
"Garna opened the US market for me. I can now accept payments from clients who only work with US entities and withdraw straight to my bank. Absolute game changer."
"Had an issue with my local tax authorities before started using Garna. Now I have all the tax documents in place."
Complete infrastructure for global work
Everything you need to operate internationally without the compliance headaches
Absolute Privacy
Garna is not a financial institution and is not obliged to report your data to foreign tax authorities. We ensure your location and transactions remain strictly confidential.
Legal Support
Auto-generate legal documents for Visa and Residency (VZN) applications worldwide. All paperwork is compliant, verified, and ready for submission.
Common questions
Everything you need to know about getting paid
How quickly do I receive my money?
Most US domestic payments are processed within 24 hours, and you can withdraw them to your local bank account instantly.
Is there a fee for receiving payments?
We charge a transparent fee with no hidden exchange rate markups, so you see exactly what you get before you withdraw.
Do I need a registered company to use Garna?
No, Garna is built for international individuals and contractors to accept payments from US clients without needing a US entity or SSN.
Is my money safe?
Yes, we use bank-grade security and fully compliant payment rails to ensure your funds and data are protected at every step.
Which payment methods from US clients are supported?
We support ACH and Wire transfers, which are the standard domestic payment methods for US companies.
Can I work with clients who only pay US entities?
Yes, Garna provides you with the necessary details to receive payments from clients who strictly require a US-based recipient.
Do you provide tax documentation for my local authorities?
Yes, Garna generates the required documents to help you easily report your income to your local tax office.
Are there any monthly subscription costs?
No, Garna follows a pay-as-you-go model with no monthly fees—you only pay a small commission when you receive a payment.
Is Garna available for freelancers from my country?
Garna is designed for international contractors and freelancers worldwide who want to scale their business with US-based clients.
What if my client requires a W-9 form?
Garna simplifies the compliance process by handling the necessary documentation required by US clients for domestic payments.